User Tools
surfski_insurance
Differences
This shows you the differences between two versions of the page.
| Next revision | Previous revision | ||
|
surfski_insurance [2020/06/21 21:09] preavley created |
surfski_insurance [2025/03/23 19:50] (current) |
||
|---|---|---|---|
| Line 1: | Line 1: | ||
| ===== Surfski Insurance ===== | ===== Surfski Insurance ===== | ||
| + | |||
| + | The following discussion is concerning property insurance for your surfskis in the USA. If you are looking for worldwide travel insurance you might try [[https://www.worldnomads.com/usa/travel-insurance/activities/kayaking-or-rafting|here]] | ||
| **Ski/kayak/k-1 insurance\\ | **Ski/kayak/k-1 insurance\\ | ||
| Elana Ecker** \\ | Elana Ecker** \\ | ||
| - | 11/09/15 #18283 | + | 11/09/15 #18283 |
| Hello fellow boaters, | Hello fellow boaters, | ||
| Line 12: | Line 14: | ||
| **vanessa haycock** \\ | **vanessa haycock** \\ | ||
| - | 11/09/15 #18284 | + | 11/09/15 #18284 |
| Trevor Holman american family insurance had mine and the bikes insured.(360) 527-1100 | Trevor Holman american family insurance had mine and the bikes insured.(360) 527-1100 | ||
| Line 19: | Line 21: | ||
| **Greg Bawden** \\ | **Greg Bawden** \\ | ||
| - | 11/09/15 #18285 | + | 11/09/15 #18285 |
| - | This is an interesting question. My agent says I have coverage under my homeowner's policy. And I have a lot of boats and bikes. Have other paddlers had experience with buying insurance coverage specifically for their boats? Have any local paddlers had experience submitting claims for damaged or stolen boats? | + | This is an interesting question. My agent says I have coverage under my homeowner's policy. And I have a lot of boats and bikes. Have other paddlers had experience with buying insurance coverage specifically for their boats? Have any local paddlers had experience submitting claims for damaged or stolen boats? |
| - | I suspect the devil is in the details. Boats lost through theft or fire when stored in my garage are probably covered by my homeowner's insurance. Boats on the car top rack damaged in a car accident might be covered by auto comp or other auto coverage. | + | I suspect the devil is in the details. Boats lost through theft or fire when stored in my garage are probably covered by my homeowner's insurance. Boats on the car top rack damaged in a car accident might be covered by auto comp or other auto coverage. |
| But what about a boat stolen off my car or damaged/lost while paddling? | But what about a boat stolen off my car or damaged/lost while paddling? | ||
| Line 31: | Line 33: | ||
| **Sandy Gilliard** | **Sandy Gilliard** | ||
| - | 11/10/15 #18286 | + | 11/10/15 #18286 |
| - | I pay $50. per boat (K1 & Surfski) to State Farm Ins. Cheers....V. "sandy" G. | + | I pay $50. per boat (K1 & Surfski) to State Farm Ins. Cheers….V. "sandy" G. |
| - | **Jim Powers <j.powers@...>** \\ | + | **Jim Powers <j.powers@…>** \\ |
| - | 11/10/15 #18287 | + | 11/10/15 #18287 |
| - | I found out that my homeowners insurance only covered canoes and kayaks for a maximum of $1000 each. I shopped around, and the several companies that I called had the same $1000 limit. None of them would do any sort of supplemental policy or "rider" on human powered boats, and they (apparently) couldn't comprehend that any canoe or kayak could be worth more than $1000. I don't know about car insurance, and what they would pay. So it makes sense to insure boats separately. As for bikes, I had one stolen from my garage a couple years ago and my homeowners paid full amount (replacement value). | + | I found out that my homeowners insurance only covered canoes and kayaks for a maximum of $1000 each. I shopped around, and the several companies that I called had the same $1000 limit. None of them would do any sort of supplemental policy or "rider" on human powered boats, and they (apparently) couldn't comprehend that any canoe or kayak could be worth more than $1000. I don't know about car insurance, and what they would pay. So it makes sense to insure boats separately. As for bikes, I had one stolen from my garage a couple years ago and my homeowners paid full amount (replacement value). |
| - | **Larry <lbussinger@...>** | + | **Larry <lbussinger@…>** |
| - | 11/10/15 #18288 | + | 11/10/15 #18288 |
| I have insurance for the full amount through State Farm for $50/yr. each. | I have insurance for the full amount through State Farm for $50/yr. each. | ||
| Line 50: | Line 52: | ||
| **Nicholas Cryder** | **Nicholas Cryder** | ||
| - | 11/10/15 #18290 | + | 11/10/15 #18290 |
| When my ski flew off my truck in 2014, I tried to have it covered, but because no other vehicles were involved it wasn't covered. *sniff | When my ski flew off my truck in 2014, I tried to have it covered, but because no other vehicles were involved it wasn't covered. *sniff | ||
| Line 56: | Line 58: | ||
| **vanessa haycock** | **vanessa haycock** | ||
| - | 11/10/15 #18291 | + | 11/10/15 #18291 |
| - | I have my boats and bikes all listed with American family Insurance/ Trevor Holman.Trevor is a super easy going guy and if you are curious about this i know he is available for questions even is you dont have your insurance with them. Id recommend him! 360 527 110 | + | I have my boats and bikes all listed with American family Insurance/ Trevor Holman.Trevor is a super easy going guy and if you are curious about this i know he is available for questions even is you dont have your insurance with them. Id recommend him! |
Except where otherwise noted, content on this wiki is licensed under the following license: CC Attribution-Share Alike 4.0 International
